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Dan Garzella, Founder and CEO of Darkhorse Insurance Brokers and Garzella Group, was recently featured in Insurance Business as part of its two-part series, “Going independent: What captive agents must weigh before leaving.”  In part I, Garzella drew from his experience and discussed what captive insurance agents should consider before becoming independent.  His...

In the second installment of Insurance Business’ two-part series on agency independence, Dan Garzella, Founder and CEO of Darkhorse Insurance Brokers and Garzella Group, shares his perspective on two common challenges: technology and staffing.  Garzella explains that technology can quickly become more complicated once an agency works with multiple carriers....

Insurance wasn’t on Dan Garzella’s mind as he drove his Mitsubishi Eclipse from Michigan to Arizona in 2003 at 23 years old. A recent graduate of Central Michigan University following friends to the Grand Canyon State, he arrived unemployed and with $500 to his name.